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<\/p>\nMILLIONS of Brits will be forced to work longer as the state pension age rises – although plans to bring it forward have been delayed.<\/p>\n
The government has been battling over plans to speed up extending when people can claim the state pension.\u00a0<\/p>\n
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Below we explain what exactly is going on and how you can calculate your state pension age – check out the table to see how you're affected.<\/p>\n
At the moment the current state pension is paid to both men and women from age 66.<\/p>\n
The state pension age is already due to rise to 67 by 2028 and to 68 by 2046.\u00a0<\/p>\n
A previous review from Sir John Cridland in 2017 recommended bringing that date forward to between 2037 and 2039.<\/p>\n
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But average life expectancy has not risen as he predicted since then.<\/p>\n
Work and Pensions secretary Mel Stride told MPs in the Commons back in March that while life expectancy is still rising, it's doing so at a lower rate.<\/p>\n
On top of other factors such as the coronavirus pandemic and the Ukraine war, he said it would be appropriate to review the rise to 68 again at a later date.<\/p>\n
It comes after the government was said to be considering a change that could come as early as 2035, as The Sun revealed in January.\u00a0<\/p>\n
<\/span><\/p>\n <\/span><\/p>\n <\/span><\/p>\n <\/span><\/p>\n This could have seen the retirement age set to rise to 68.<\/p>\n The Treasury was previously said to want this change to come in as early as 2035 \u2014 affecting those who are currently 54 and younger.<\/p>\n Those in their early 50s would have been most affected.<\/p>\n In particular those born in April 1969 and April 1971, as they were heading towards a pension age of 67 – but this would have meant they would have to work one year longer.\u00a0<\/p>\n The state pension age has been rising as Brits get older. <\/p>\n That means everyone will have to work longer under the plans, but those born after April 1971 were heading for a state pension age of 68 already. \u00a0<\/p>\n Exactly how you're affected will depend on when you were born.<\/p>\n You can use the state pension checker tool on Gov.uk.\u00a0<\/p>\n The government tool is there to help you find out how many years of contributions you have, how much state pension you\u2019ll get and the exact date on which you\u2019ll receive payments.<\/p>\n It\u2019s important to note that you can retire at any time, but you need to have a personal pension or retirement plan in place.<\/p>\n![](\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/08\/RB-COMP-OMAZE-2.jpg\")
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